A prize won every draw, and a margin that funds a cause

Charity lotteries: prize homes, and where the money goes

Alongside the big weekly draws sits a quieter tradition: prize home lotteries run by hospitals and charities, some of them for seventy years. They work differently in ways that genuinely matter. Each draw sells a limited number of tickets rather than an unlimited one. The prize is guaranteed to be won, every draw, no rollovers. And the margin doesn't go to an operator, it funds medical research, veterans' services and disability programs. Here are the ones we link to, and what to check before you buy.

Open now

Every raffle we are tracking, sorted by what closes soonest. Each card runs the same five lines in the same order: who runs it and what the money funds, the prize, when tickets close and when it is drawn, how a winner is contacted, and where results are published including what happens to an unclaimed prize. Every line is taken from the operator's own page or terms, and a line an operator does not publish is left out rather than filled in from somewhere else. That is why the cards are different lengths: a short card means that operator publishes less, and it is worth knowing which ones do. Each card also says how many tickets that draw makes available. We print no odds from those figures, and neither should anyone else: every one of them is a ceiling on tickets on offer, not a count of tickets sold, and it is the number sold that would decide your chances. No operator publishes it. All three we were able to ask say so themselves, in their own words, on their own sites. You will find them quoted on the cards. A raffle disappears from this list the moment ticket sales close, on its own, so nothing here is ever a draw that has already happened.

Why these are a different product

Three structural differences from the Saturday draw

Prizes are tax free in Australia the same way any lottery windfall is, and what a win earns afterwards is the same story our tax and yield calculator covers. One honest caution belongs up front: a prize home comes with ongoing costs the moment you own it, and most winners quietly sell. That's a feature, not a scandal, but factor it in. We went through what the five operators' terms actually say about transfer costs, cash alternatives and moving in: what happens if you win a charity prize home.

The field

Who runs these lotteries, and what the money funds

Mater Prize Home (Mater Lotteries). The grandparent of the category, and Mater calls it one of Australia's longest running art unions: it has run since 1954, when the first raffle raised funds towards building the Mater Mothers' Hospital. Mater Foundation is the organisation that runs the lottery and the one that benefits, and it says it provided more than $45.3 million for projects across Mater in FY25, from medical and clinical research to new services and clinical education. Results are published openly. Typically luxury homes in Queensland, drawn several times a year.

Dream Home Art Union. Run by RSL Queensland, so the money funds services for veterans and their families. Famous for the biggest prize homes in the country, regularly beyond the $5 million mark. If you are looking for RSL Art Union, this is it: it went back to its original name in October 2024, and it is the same organisation running the same draws.

yourtown Prize Homes. Runs frequent draws with proceeds to yourtown's youth services, including Kids Helpline. Smaller, steadier prize homes with a long track record.

Endeavour Lotteries. The fundraising arm of Endeavour Foundation, which describes itself as Australia's largest employer of people with a disability and says tickets fund opportunities to work, develop skills and earn an income.

Deaf Lottery Australia. The fundraising arm of Deaf Connect, supporting Deaf, deafblind and hard of hearing Australians. Prize draws across homes, vehicles and gold.

Open raffles, their closing dates and their draw dates are listed at the top of this page, and the countdowns are worked out fresh on every visit rather than typed in, so a finished draw disappears by itself. Each name above links to the operator's own official site, which is always the authoritative source and always where you should buy.

Choosing between them

An honest way to pick one

Because the prize is guaranteed to be won, the comparison is a more rational one than a rollover jackpot allows. Check three things in the lottery's terms before buying: the maximum tickets sold against the ticket price, which gives you the real odds per dollar; whether there's a cash alternative to taking the home; and the closing and draw dates, since these are deadline products, not weekly habits. Then, honestly, pick the cause you'd be happy to have funded even on the overwhelmingly likely outcome that you don't win. That's the actual product: a donation with a small chance of a house attached.

Where we stand

If buying tickets has stopped being fun, Gambling Help Online is free, confidential and open 24/7 on 1800 858 858.

Frequently asked questions

Are charity lottery prizes tax free in Australia?

Yes. A prize from a legitimately run art union or charity lottery is a windfall, the same as a Powerball win: no income tax on the prize itself. What the prize earns afterwards, or what you do with a prize home later, is where tax enters the picture, and that depends on your circumstances. A win of that size is worth an hour with a registered tax agent regardless.

Are the odds really better than the big lottery draws?

Per ticket, better, because a charity raffle sells a limited number of tickets while a lottery game does not. We do not put a figure on it: operators describe that limit differently, some as a fixed cap and some as a range, so a number worked from one is not comparable with a number worked from another. The ticket limit for a particular draw is in that draw's own terms. Per dollar it's less lopsided, since charity lottery tickets cost more than a lottery game. And the prize pool is one big prize rather than thousands of small ones, so you'll essentially never have the small collect that keeps lottery players ticking over. Different shape of bet entirely.

Do winners actually keep the prize homes?

Mostly no, and that's fine. Prize homes come furnished and often with transfer costs covered, but rates, insurance and upkeep start immediately, and the house is rarely where the winner's life is. Most winners sell, one of the five is a cash and gold prize rather than a house, and the terms on each lottery's site spell out exactly what's included. Read them before you imagine moving in.

Why can't I pick my own numbers?

Charity lotteries sell pre-numbered tickets from a limited pool. Your ticket numbers are allocated when you buy. That means no number picking, no shapes, no systems: nothing on this site's generator pages applies to these draws, and anyone selling you a method for them is selling you nothing.

How do I know a charity lottery is legitimate?

Check three things on the lottery's own site: the state charitable gaming licence number, the named charity behind it (searchable on the ACNC register), and published past winners. The established operators show all three prominently. Buy only on the official site, never through a reseller or a social media link.

Do you pay stamp duty if you win a prize home?

It depends on the operator, and their terms say so plainly. Endeavour and yourtown both itemise the transfer costs as part of the prize, while Dream Home Art Union's clause 70 says it is not liable for the winner's transfer duty. We quote all five in what happens if you win a charity prize home.

Can you take the cash instead of a prize home?

Not as something the winner elects, in any of the terms we could read. The widely repeated claim of a cash payout at seventy to eighty per cent of value is in none of them, and what happens if you win a charity prize home goes through what the operators do offer.

Do you have to live in a prize home before you can sell it?

No such requirement appears in any of the four sets of terms we could read. You do have to wait for title to transfer, which is the same wait any buyer has, and what happens if you win a charity prize home sets out the handover terms each operator publishes.